Choosing A Real Estate Attorney When you are in the market for a new home or commercial property, or are facing difficult situations like foreclosure or eviction, you need an experienced real estate attorney on your side. The right real estate attorney is someone with a sharp eye who will help protect your rights. Your […]
Blog
Top 10 Questions to Ask Before You Buy Commercial Real Estate If you are looking at acquiring a piece of commercial real estate, you need to make sure that you’re making a wise investment. Depending on the type of property you plan to buy, the location, the age of the property, and what your intended […]
Chapter 7 Bankruptcy Creditor’s Meeting If you file a Chapter 7 bankruptcy petition, you will be required to attend a mandatory Meeting of the Creditors pursuant to Rule 341 of the US Bankruptcy Code. Many of my clients experience anxiety or nervousness before attending the meeting, but there really is no need for concern. The […]
Discharging Debts in a Chapter 7 Bankruptcy For most people, the main goal of filing for Chapter 7 bankruptcy is to discharge (wipe out) their debts. Although some debts are “nondischargeable,” most people filing for Chapter 7 will be able to discharge most or all of their debts. While credit card debt is one of […]
Colorado Real Estate Attorney: Tenancy Questions When two or more people take title to real property in Colorado, they must decide how title will be held. Generally, there are two ways to accomplish this – the parties can take title as tenants in common or as joint tenants. It is very important to understand the […]
Chapter 13 Bankruptcy Information There are two main reasons that most of my clients file a Chapter 13 Bankruptcy: Partial Discharge First, if your median household income is too high to pass the Chapter 7 Means Test, you may still be able to get a partial discharge of some of your unsecured debts by filing […]
Real estate deeds and their differences Last week I discussed the difference between a deed and deed of trust. To refresh, a deed of trust secures payment of a borrower’s debt, in a similar fashion as a mortgage does. On the other hand, a deed is a legal instrument that transfers ownership of real estate. […]
Deed vs. Deed of Trust: Is There a Difference? Over the years, I have found that my clients frequently confuse the term “Deed” with “Deed of Trust”. Sometimes I have even heard clients use the terms interchangeably, without realizing the important distinctions between the two legal terms. What is a deed? A deed is a […]
Selling Your Home? Get An Attorney! Residential home owners are eager to maximize their cash proceeds when selling their home, and as a result, many are choosing to sell their property without the help of a real estate agent. Many homeowners believe that For Sale by Owner (FSBO) transactions can be beneficial to them by […]
Frequently Asked Bankruptcy Questions While financial strain and stress are caused by many reasons, their solution can be found in the United States Bankruptcy Code. Practically every civilization, since organized society, has had some form of bankruptcy relief. Many people have turned to bankruptcy as a solution to their financial situation. Whether to stop a […]
What is a Real Estate Partition? Here’s the situation: You and a friend purchased a home together. You are both listed on the deed which conveyed title to you both, and you are both borrowers on the mortgage loan secured by the property. But all of a sudden, life isn’t happily ever after. One or both of […]
Help For Distressed Homeowners Earlier this year, the Colorado Attorney General’s Office joined a $25 billion multi-state settlement with the five largest banks who account for 60 percent of the home loan servicing market. These banks are Bank of America, JPMorgan Chase, Wells Fargo, Citi and Ally. The settlement was entered to end the problematic […]