Loan Modifications or Short Sales May Help Few situations in life are more stressful than facing foreclosure on your home. For many people who have found themselves in this difficult situation, loan modifications and short sales can prove to be helpful options. These options are great for many people who are trying to avoid foreclosure […]
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Deciding To File For Bankruptcy If you are over your head in debt and struggling to make your car, mortgage or credit card payments, you may be considering bankruptcy as an option for getting debt relief and obtaining a fresh financial start. Deciding whether or not to file for bankruptcy is a difficult and emotional […]
Deed vs. Deed of Trust: Is There a Difference? Over the years, I have found that my clients frequently confuse the term “Deed” with “Deed of Trust”. Sometimes I have even heard clients use the terms interchangeably, without realizing the important distinctions between the two legal terms. What is a deed? A deed is a […]
Foreclosure Information If you’re in the unfortunate position of facing a foreclosure on your home or property, your options to stop the foreclosure diminish as the sale date approaches. The closer the sale date, the less interested a lender will be in negotiating a loan modification, short sale, or other accommodation with the borrower. After all, […]
Refunds For Foreclosed Homeowners For Colorado residents who have faced a foreclosure of their home or property, there may be a bit of good news. Last week, the Denver Post ran an article highlighting the surplus of funds being held by Public Trustee offices around the state as a result of overbids made by purchasers. Foreclosed homeowners get unexpected […]