Strategies That Can be Used to Fight Your Predatory Denver HOA When looking for a new community in Colorado, a prospective buyer may be interested in living in a development with a Homeowners’ Association. There are many reasons for this. Because an HOA dictates the rules and guidelines of a community for things like property […]
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Colorado is clearly a leader in the pot market. With the legalization of Marijuana came new real estate opportunities for those in Colorado. It created a market for recreational drugs that is unique, bringing in a surge of new customers into the state. It has also created questions about leasing property for the pot trade. […]
It’s December, which means it’s time to deck the halls and trim the trees. Unfortunately, though, some of us have neighbors that get a bit carried away with the holiday decorations. A whopping $6 billion is spent by Americans on holiday decorations, and some people seem to drive themselves to the brink of bankruptcy […]
Buying a house is costly enough. Is hiring a real estate lawyer really worth the added expense? Buying a house? Hiring a real estate lawyer simplifies the process. Chances are, a house is one of the biggest purchases you will ever make. The process is very exciting, especially for first-time homebuyers, but it can […]
Is buying FSBO real estate a good choice? When you’re in the market for real estate, finding the best deal is almost always a top priority. Often, finding a home that is FSBO, or For Sale by Owner, often seems like a good way to score a great price. While this is sometimes true, there […]
Top 10 Questions to Ask Before You Buy Commercial Real Estate If you are looking at acquiring a piece of commercial real estate, you need to make sure that you’re making a wise investment. Depending on the type of property you plan to buy, the location, the age of the property, and what your intended […]
Deed vs. Deed of Trust: Is There a Difference? Over the years, I have found that my clients frequently confuse the term “Deed” with “Deed of Trust”. Sometimes I have even heard clients use the terms interchangeably, without realizing the important distinctions between the two legal terms. What is a deed? A deed is a […]
What is a Real Estate Partition? Here’s the situation: You and a friend purchased a home together. You are both listed on the deed which conveyed title to you both, and you are both borrowers on the mortgage loan secured by the property. But all of a sudden, life isn’t happily ever after. One or both of […]
Help For Distressed Homeowners Earlier this year, the Colorado Attorney General’s Office joined a $25 billion multi-state settlement with the five largest banks who account for 60 percent of the home loan servicing market. These banks are Bank of America, JPMorgan Chase, Wells Fargo, Citi and Ally. The settlement was entered to end the problematic […]
The Loan Modification Process “We need additional documents for review!” How many times have I heard this request from Chase Bank, Bank of America, Wells Fargo Bank, GMAC, and other lenders in my efforts to negotiate a short sale or loan modification? Indeed, this is a frustrating request, as it most often follows a submission […]
Foreclosure Information If you’re in the unfortunate position of facing a foreclosure on your home or property, your options to stop the foreclosure diminish as the sale date approaches. The closer the sale date, the less interested a lender will be in negotiating a loan modification, short sale, or other accommodation with the borrower. After all, […]
Foreclosure Deficiency Judgements And You Generally, homeowners who lose their home to foreclosure in Colorado are responsible for any deficiencies that result from the sale of the home. A deficiency may occur if the home is sold for less than the amount due on the mortgage loan. For example, if a borrower owes $250,000 on a […]